The DAF Finance office in Denver, with people working at a long table

About DAF Finance · Denver, Colorado

A small company built to slow one moment down.

We make one app that compares small-dollar loan offers, and we hold it to one rule: the person sees the full cost before anyone asks them to decide.

The moment someone needs $400 is the moment the market stops being honest. We built DAF Finance to be the exception in that moment.

Why we exist

A broken car, a short paycheck, a bill that arrived early. Most people who look for a small loan are not reckless; they are in a hurry. Much of the industry is designed around that hurry: countdown timers, “pre-approved” banners, terms that appear only after the signature.

We built the opposite. A tool that lays the offers side by side, shows APR, fees and total repayment in one view, and then gets out of the way. We do not lend. We do not decide. We make the comparison honest and let the person choose.

01. Full cost first.

APR, fees, total repayment and the schedule are shown together, before any application is sent. No number appears later that was not there at the start. If a provider cannot show its terms up front, it does not appear in the app.

02. No pressure.

No countdowns, no “only today” offers, no calls from us. You can close the app at any step and nothing is submitted on your behalf. We would rather you leave without a loan than take one you did not read.

03. Your data stays yours.

We ask for a phone number and a name, share them only with the providers you choose to see, and let you delete your account in one tap. We do not sell personal information. Not to providers, not to anyone.

We are

  • A technology company registered in Colorado.
  • The maker of one app, Paycheck Advance: DAF Finance.
  • A connector between people and participating loan providers.
  • Paid by those providers through referral compensation, which we disclose.

We are not

  • A lender. We do not fund loans or hold your debt.
  • A credit decision-maker. Providers decide; we do not.
  • A data broker. We do not sell personal information.
  • A financial advisor. We show terms; we do not tell you what to take.

Providers

Who appears in the app.

We work only with licensed lenders whose terms fit inside the ranges we publish and who show the full terms before anything is signed. We review the providers in the app periodically and take what users tell us about them into account.

Licensed

Every provider holds the licenses required where it lends.

Inside our ranges

$50 – $3,500, 3 – 24 months, 4.49 % – 35.00 % APR. Offers outside these ranges are not shown.

Full terms first

APR, fees, total repayment and schedule appear on the provider’s page before you sign.

A downtown Denver street in the morning

Where we are

1520 Stout Street, Denver.

We work from a real office in downtown Denver, and the address on this page is the one on our registration. If you have a question about the app, a provider, or what we did with your data, write to us — a person will write back within two business days.

contact-us@daffinance.com

1520 Stout St, Denver, CO 80202

Next

Read the terms we work within, or see the app that holds them.

Transparency — our terms Paycheck Advance: the app

DAF Finance LLC is not a lender and does not make credit decisions.