Our product · iPhone

Paycheck Advance: DAF Finance

Compare small-dollar loan offers from participating providers, see the full terms before you apply, and keep an eye on where your money goes afterwards. Free on the App Store.

Download on the App Store

$50 – $3,500 · 3 – 24 months · 4.49 % – 35.00 % APR · DAF Finance is not a lender.

The Find your loan options screen of the app

What it does

Three jobs. Nothing else.

The app does not lend money, does not run ads for other products and does not nudge you toward anything. It compares, it protects your information, and it helps you see your budget. That is the whole feature list.

Compare offers

Set an amount and a purpose. The app shows offers from participating providers side by side: amount range, APR range, term, and what the provider is good for.

Protect your information

We ask for a phone number and a name. Nothing goes to a provider until you choose one and tap Apply. You can delete your account from inside the app.

See your budget

A plain income-and-expense tracker with categories and a monthly view, so a loan is one line in a budget you can actually see — not a number you lose track of.

How it works

Four steps. Nothing is sent until the last one.

From first open to a provider’s page takes a few minutes. At every step you can close the app and nothing has left your phone.

Step 1

The Let’s get you set up screen of the app

Enter your phone number

We send a 6-digit code to confirm it is yours. The number is used for sign-in and for the provider you later choose — nothing else.

Step 2

The A few more details screen of the app

Add your name

First and last name, so the provider knows who is asking. That is the whole profile.

Step 3

The Find your loan options screen of the app

Set amount and purpose

Choose how much, from $50 to $3,500, and what it is for. The app shows the providers whose ranges fit.

Step 4

The Your loan options screen of the app

Pick a provider and apply with them

Compare APR, term and amount. Tap Apply now and you move to the provider’s own page, where the full terms are shown before anything is signed.

What you see on every offer

Nothing on this card appears later for the first time.

Provider name

The lender you would be dealing with. Not “a partner” — the actual company.

Amount range

What this provider lends. If your amount is outside it, the card does not show.

APR range

The lowest and highest annual rate this provider offers. Your exact rate is set by them, inside this range.

Term range

How long you would be repaying, in months.

Apply now

Opens the provider’s own page. Only here does your name and number go to them.

The reminder

That the provider decides, and that their disclosure is the document that binds.

Provider 1 Example

Fixed-rate personal loans with no origination fee and a choice of repayment terms.

$500 – $2,500

Available loan range

9.99 % – 24.99 %

APR range

6 – 18 mo

Terms

Rates, fees and terms are determined by the provider. See their full disclosure before you apply.

Provider 2 Example

Installment loans for a stated purpose, with the full repayment shown before you apply.

$1,000 – $3,500

Available loan range

12.49 % – 29.99 %

APR range

12 – 24 mo

Terms

Rates, fees and terms are determined by the provider. See their full disclosure before you apply.

Illustrative examples. “Provider 1” and “Provider 2” are not real lenders and these figures are not real offers; they sit inside the ranges the app works within. In the app, each card shows the participating provider’s own name and live terms.

Your finances

A loan should be one line in a budget, not the whole picture.

The second half of the app is a tracker with no cleverness in it. Add income and expenses, give them a category, see the month. If you take a loan, its repayment sits there next to rent and groceries, where you can see it.

Categories you set

Housing, food, transport, salary, freelance — or your own.

A monthly view

Balance, income and expenses for the month, nothing projected or predicted.

Edit and delete

Every entry can be changed or removed. So can the whole account.

On your phone

Tracker entries stay on your phone and are not shared with providers.

The Your finances screen of the app
The Add transaction screen of the app

Your data

What we ask, what we share, what you can delete.

The short version is below. The long version is the Privacy Policy, and it says the same thing in more words.

We ask for

A phone number.

A first and last name.

Plus the amount and purpose you type when looking for offers. No income, no SSN, no bank login in the app.

We share

Only with the provider you tap Apply on.

Your name, number and request go to that one provider. Not to the others on the list, not to advertisers, not for sale.

You can delete

Everything, from Profile.

Delete account removes your profile from our systems. Tracker entries live only on your phone. What a provider already received is governed by their policy.

Get the app

Free, on the App Store.
Compare first. Decide after.

For U.S. residents 18 and older. Checking offers in the app does not affect your credit score. Loan terms are set by participating providers within $50 – $3,500, 3 – 24 months, 4.49 % – 35.00 % APR. DAF Finance LLC is not a lender.

Download on the App Store

An Android version is not available.

Read the terms we work within →