Website Privacy Policy

Plain-English summary. This website collects very little. If you send us a message through the Contact page, we receive what you typed. Our hosting provider keeps standard server logs. We do not use cookies, analytics or trackers, do not sell personal information, and do not share anything with loan providers from this site. The app’s data practices are described in the separate Privacy Policy (App).

1 Who we are and what this policy covers

This Website Privacy Policy is issued by DAF Finance LLC (“DAF Finance,” “we,” “us”), a Colorado limited liability company located at 1520 Stout St, Denver, CO 80202. It describes how we collect, use and disclose information about visitors to daffinance.com and its subpages (the “Site”).

This policy does not cover the mobile application Paycheck Advance: DAF Finance (the “App”). Information collected through the App is governed by the Privacy Policy (App), which is available at /privacy. Where you use both the Site and the App, both policies apply to the respective service.

2 Information we collect

2.1 Information you give us

The only way to give us personal information through the Site is the message form on the Contact page. When you use it, we receive the name, email address and message text you enter, together with the time the message was sent. Providing this information is voluntary; without it we cannot reply to you.

We ask you not to include sensitive information in a message, such as account passwords, full payment card numbers or Social Security numbers. If you do, we will delete that information from our records once we have read your message.

2.2 Information collected automatically

Like most websites, the Site is served by a hosting provider that records standard server logs. These may include your IP address, the date and time of your visit, the pages requested, the referring page, and the type of browser and operating system you use.

The Site does not use cookies, analytics or trackers.

2.3 Information we do not collect

The Site does not ask for, and you should not provide, financial account information, government identification numbers, or information about your income or credit. The Site does not collect precise location data. The Site is not directed to children and we do not knowingly collect information from anyone under 18.

3 How we use information

We use the information described above to:

• reply to messages you send through the Contact page and keep a record of that correspondence;
• operate, secure and maintain the Site, including detecting and preventing abuse;
• understand, in aggregate and without identifying individuals, how the Site is used, so that we can improve it;
• comply with legal obligations and enforce our Terms of Use.

We do not use information collected through the Site to make decisions about loans, to match you with providers, or to market loan products to you.

4 How we share information

We do not sell personal information, and we do not share personal information collected through the Site with loan providers, advertisers or data brokers.

We share information only in the following limited cases:

• Service providers. Companies that host the Site and deliver email on our behalf process information for us under contract and may not use it for their own purposes. Write to contact-us@daffinance.com and we will tell you which companies currently do this.
• Legal requirements. We may disclose information where required by law, regulation, subpoena or court order, or where we believe disclosure is necessary to protect the rights, property or safety of DAF Finance, our users or others.
• Business transfers. If DAF Finance is involved in a merger, acquisition or sale of assets, information may be transferred as part of that transaction, subject to this policy.

5 Retention

Messages sent through the Contact page and our replies are kept for as long as needed to handle your request and for a reasonable period afterwards for record-keeping, then deleted. Server logs are retained by our hosting provider for its standard period.

6 Your rights and choices

Depending on where you live, you may have the right to request access to the personal information we hold about you, to request its correction or deletion, to receive a copy of it, and to object to or restrict certain processing. Residents of California, Colorado and certain other states have specific rights under their state privacy laws, including the right to opt out of the sale or sharing of personal information. Because we do not sell or share personal information for advertising purposes, there is nothing to opt out of; the statement Do Not Sell or Share My Personal Information in our Privacy Policy (App) applies equally to the Site.

To exercise any right, write to contact-us@daffinance.com from the email address you wish to ask about. We will respond within the time required by applicable law and in any case within 30 days. We may need to verify your identity before acting on a request. We will not discriminate against you for exercising your rights.

7 Security

We use reasonable technical and organizational measures to protect information collected through the Site, including encrypted connections (HTTPS) and access controls on the mailbox that receives Contact messages. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

8 Links to other sites

The Site links to a small number of external websites, such as nonprofit counseling organizations and government agencies on our Responsible Lending page, and to the App Store. Those sites have their own privacy policies, and we are not responsible for their practices.

9 Changes to this policy

We may update this policy from time to time. The “Last updated” date at the top shows when it last changed. Material changes will be indicated on this page. Continued use of the Site after a change means you accept the updated policy.

10 Contact

Questions about this policy or about information collected through the Site can be sent to contact-us@daffinance.com or by post to DAF Finance LLC, 1520 Stout St, Denver, CO 80202.